Privacy Policy - MyBookie

Effective Date: January 1, 2025
Last Updated: January 1, 2025

1. Overview

THE QUIZ MACHINE COMPANY LIMITED ("we", "us", or "our") operates the MyBookie mobile application (the "App"). This Privacy Policy informs you of our policies regarding the collection, use, and disclosure of personal data when you use our App and the choices you have associated with that data.

MyBookie is a completely free financial tracking application with no paid features, subscriptions, or in-app purchases. We are committed to protecting your privacy and ensuring your financial data remains secure and private.

Company Information:
THE QUIZ MACHINE COMPANY LIMITED
13-17 High Beech Road
Loughton, Essex, IG10 4BN
England

2. Information We Collect

2.1 Data You Provide

When you use MyBookie, you may provide the following information:

Financial Transaction Data: Income and expense amounts, categories, notes, and dates
Budget Information: Monthly budget limits and financial goals
Category Preferences: Custom categories you create for organizing transactions
Contact Information: Email address (only if you contact us for support)

2.2 Automatically Collected Data

The App may collect certain information automatically, including:

Device Information: Device model, iOS version, unique device identifiers
Usage Data: App features used, frequency of use, performance data
Crash Reports: Technical information about app crashes to improve stability

2.3 Data We DO NOT Collect

MyBookie does NOT collect:

Bank account information or credentials
Credit card numbers
Social Security numbers or tax IDs
Location data
Photos or media from your device
Contact lists or address books
Advertising identifiers
Third-party analytics data

3. How We Use Your Information

We use the collected information for the following purposes:

Purpose	Description	Legal Basis
App Functionality	To provide core features like transaction tracking, budgeting, and insights	Contract performance
Analytics	To understand app usage and improve features	Legitimate interests
Customer Support	To respond to your inquiries and provide assistance	Consent / Contract
Security	To detect and prevent technical issues or misuse	Legitimate interests
Legal Compliance	To comply with applicable laws and regulations	Legal obligation

Important: Since MyBookie is completely free, we do not use your data for any commercial purposes, advertising, or monetization. Your financial data is never sold, shared, or analyzed for marketing purposes.

4. Data Storage and Security

4.1 Local Storage

All your financial data is stored locally on your device. MyBookie uses Apple's SwiftData framework to securely store your transactions, budgets, and categories directly on your iPhone or iPad. This means:

Your data never leaves your device unless you explicitly export it
We cannot access your financial information
Your data is protected by your device's security features (passcode, Face ID, Touch ID)
Data is included in your device's encrypted backups (iCloud or iTunes)
No cloud synchronization or external servers are used

4.2 Data Security

We implement appropriate technical and organizational measures to protect your data:

All data is stored using iOS's encrypted Core Data/SwiftData framework
App follows Apple's security best practices
Regular security updates through the App Store
No data transmission to external servers
No third-party libraries that could compromise security

4.3 Data Retention

Your financial data remains on your device until you choose to delete it. You can clear all data at any time through the app's Settings. If you uninstall the app, all locally stored data is permanently removed from your device.

5. Third-Party Services

5.1 Apple Services

MyBookie integrates with the following Apple services:

CloudKit/iCloud: Only if you enable iCloud backup for your device (optional)
iOS Analytics: Anonymous usage statistics (if you've opted in through iOS Settings)

5.2 No Monetization Services

Since MyBookie is completely free, we do NOT use:

Payment processors
Advertising networks
Third-party analytics services
Data brokers
Marketing automation tools

5.3 Open Source Components

MyBookie uses standard iOS frameworks and open-source libraries that are thoroughly vetted for security and privacy. These components do not collect or transmit any user data.

6. Your Rights

6.1 Under UK GDPR

As a UK company, we comply with UK GDPR. You have the right to:

Access: Request a copy of your personal data
Rectification: Correct inaccurate personal data
Erasure: Request deletion of your personal data
Restriction: Limit processing of your personal data
Portability: Export your data in CSV or PDF format (free feature)
Object: Object to processing of your personal data
Withdraw Consent: Where we rely on consent, you may withdraw it at any time

6.2 Under California Privacy Laws (CCPA/CPRA)

California residents have additional rights including:

Right to know what personal information is collected
Right to delete personal information
Right to opt-out of the sale of personal information (Note: We do NOT sell your data)
Right to non-discrimination for exercising privacy rights

6.3 How to Exercise Your Rights

To exercise any of these rights, please contact us at owner@the-quiz-machine-company.com. For data stored locally on your device, you can directly manage it through the app's Settings menu. All data management features are completely free.

7. Children's Privacy

MyBookie is not intended for children under 13 years of age (or 16 in the EEA). We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

8. International Data Transfers

Since all data is stored locally on your device, there are no international data transfers. Your financial information never leaves your device unless you explicitly choose to export it. We do not maintain servers in any country that would process your data.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by updating the "Last Updated" date at the top of this Privacy Policy and, for significant changes, providing a prominent notice in the app.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

10. Contact Information

Data Protection Officer

If you have any questions about this Privacy Policy or our data practices, please contact us:

Company: THE QUIZ MACHINE COMPANY LIMITED
Address: 13-17 High Beech Road, Loughton, Essex, IG10 4BN, England
Email: owner@the-quiz-machine-company.com
Support Page: mybookie.app/support

Supervisory Authority

You have the right to lodge a complaint with a supervisory authority. In the UK, this is the Information Commissioner's Office (ICO):

Website: ico.org.uk
Phone: 0303 123 1113

11. Compliance and Certifications

MyBookie is designed with privacy by default and complies with:

UK General Data Protection Regulation (UK GDPR)
Data Protection Act 2018 (UK)
California Consumer Privacy Act (CCPA)
Apple App Store Guidelines
Children's Online Privacy Protection Act (COPPA)

As a free application with no monetization, we exceed privacy requirements by not collecting or processing any data beyond what is essential for the app's functionality.